Majority of states require drivers to carry liability insurance to pay for injuries or damages related to automobile accidents they may be responsible for. Liability insurance is designed to help pay for the costs associated with injuries (medical bills, lost wages, rehabilitation, pain and suffering) and damages to other party’s property (vehicles(s), buildings, fences, public right of way) involved in the accident that you cause.
Optional coverage’s can also be added to your auto insurance policy to further protect you and your vehicle. Some of the additional options are:
- Uninsured/Underinsured Motorist
- Personal Injury Protection
- Comprehensive
- Collision
- Roadside Assistance/Towing
- Rental Car
- Loan or Lease Gap
Once you have established the coverage’s you need, it is time to review discounts you may be eligible for to help lower your cost. Some of the discounts available are:
- Safe Driver
- Defensive Driving Course
- Anti-Theft Devices
- Multi-Vehicle
- Package Policy
- Home Ownership
- Good Student for Young Drivers
- Paid in Full
At Horizon, our goal to find each of our clients an affordable auto insurance policy that meets their unique coverage needs and apply all discounts you are eligible for. Contact us today for more information regarding auto insurance or to receive a quote!
Antique and Classic Vehicle Insurance
We also cover Antique or Classic vehicles. When you make an investment with your heart and money, you want to make sure it is covered correctly. There is a big difference between collector car insurance and a regular use auto policy such as lower rates, mileage, usage restrictions, and stated value.
Some vehicles that are considered Antique Collector vehicles are:
- Muscle cars
- Antiques
- Street rods
- Replica and kit cars
- Restoration in process
- Classic Cars
- Exotics
- Customs
Our experienced classic car insurance agent is ready to help you with the many different carriers available.
