We're excited to make sure you get the coverage you need.
Most states do not require all-terrain vehicle (ATV) or utility vehicle (UTV) insurance however, this does not mean you do not need it. Homeowners insurance usually will not cover your ATV or UTV if you are operating it off your property.
ATV and UTV insurance protects you in the event of an accident and provides liability coverage in the event you are the one at-fault for the accident.
Whether you equipped your ATV or UTV for hunting, camping, trail riding, thrill seeking, or maintenance around your property, Horizon can help you find the right amount of protections you need.