As a new or expecting parent in Washington, there’s a lot on your mind. At the top of your priority list is your baby’s health care. When you begin changing boxes on health insurance forms from single, to family, you know life will never be the same again.
At Horizon Insurance Agency LLC, we want every family in Puyallup, WA to have what they need when it comes to health insurance coverage.
Qualifying Life Event
When your baby is born, in most cases, your child will be covered by your health insurance for the first 30 days of their life. You won’t have to worry about individual coverage right away. If you are already covered under someone else’s plan, like your parents, for example, this may not be the case.
Check with your insurance provider to make sure the first 30 days of your baby’s life are covered. It’s possible to change insurance plans and coverages because this is considered a “qualifying life event.”
As a qualifying life event, by the time your child’s first 30 days are up, you will need to begin to think about your baby’s health insurance, and your family’s. A qualifying life event means that you will qualify for a special enrollment period that can happen whenever your life event happens, even if it’s not open enrollment time.
How to Change Health Insurance
From here, you’ll need to think about what your family’s health insurance will look like now. You can add your child to an existing plan, or change your health insurance coverage.
Shop around, as there are insurance discounts everywhere for new parents. That could include health coaches, breastfeeding counseling and discounts or coverage for supplies, live support, and new parent incentives.
Get a Quote
As a new parent or expecting parent, you want to make sure your family has the right health insurance. Contact the Horizon Insurance Agency LLC serving Puyallup, WA for a quote today.